COBUS INDUSTRIES » COBUS Business Solutions

Managing cash flow» Acquire the desired equipment with virtually no cash outlay
Get the technological edge» Upgrade to new and better equipment anytime
Keep existing credit lines open» Capital resources remain intact and accessible
Flexible end-of-term leasing options» keep the equipment, return it or lease new equipment
Quick and easy» We offer state-of-the-art financing

COBUS Business Solutions offers a wide range of financial solutions designed to meet your needs.
Some of our most popular lease options are featured below:

Finance product	Financial lease	Hire purchase	Operating lease
What is it?	With a financial lease, you pay for the equipment during the lease term and acquire ownership following end of lease.	With a hire purchase option, you pay for the equipment during the lease term and can purchase it at the end of lease for an amount specified at the beginning of the contract.	With an operating lease you pay rent for equipment use and have various options at the end of the lease.
Your benefits	Level monthly payment You own equipment at the end of lease term Deduction of full rentals for tax consideration Payment of equipment over time	Fixed costs aid budgeting Operational ownership Conserves working capital	Fixed costs aid budgeting Pay only for equipment use May provide tax benefits Conserves working capital At term end, equipment may be replaced with new units – Lower monthly payments
Payment	Highest	Lower	Lowest
Purchase option	Yes	Yes, predetermined amount	Yes, fair marketing value

Finance Product

Financial lease
What is it?

With a financial lease, you pay for the equipment during the lease term and acquire ownership following end of lease.
Your benefits
- Level monthly payment
- You own equipment at the end of lease term
- Deduction of full rentals for tax consideration
- Payment of equipment over time
Payment

Highest

Purchase option

Yes
Hire purchase
What is it?

With a hire purchase option, you pay for the equipment during the lease term and can purchase it at the end of lease for an amount specified at the beginning of the contract.
Your benefits
- Fixed costs aid budgeting
- Operational ownership
- Conserves working capital
Payment

Lower

Purchase option

Yes, predetermined amount
Operating lease
What is it?

With an operating lease you pay rent for equipment use and have various options at the end of the lease.
Your benefits
- Fixed costs aid budgeting
- Pay only for equipment use
- May provide tax benefits
- Conserves working capital
- At term end, equipment may be replaced with new units – Lower monthly payments
Payment

Lowest

Purchase option

Yes, fair marketing value

Financing your airport buses?

Financing your airport buses?

Do you need any further information?

We are ready to answer any questions you may
have or assist you with your next transaction.

Reach out to your personal contact or
our CCO/ Director Sales:

Andreas Funk

Phone: +49 (0) 6122 – 95 53-0
Email: andreas.funk@cobus-industries.com